Poncho Insurance SA

Poncho provides embedded weather insurance for the travel and leisure industry.

Our API-based solution allows travel providers—such as tour operators, booking platforms, and destination managers—to offer automatic weather coverage at the point of sale. If it rains or winds exceed a threshold, customers get paid—no claim required.

We monitor weather conditions in real time using state-of-the-art models and multi-source data to ensure fast and accurate payouts.

This builds customer trust, boosts conversion, and creates a new revenue stream for partners.

We operate in a €14B+ European market and are already expanding with key players across several countries.